GreenSky uses relatively simple business model to great effect

GreenSky Credit has turned out to be one of the most successful ventures that the fintech space has seen over the last few years. Founded in 2006, the company is the brainchild of serial entrepreneur and former child prodigy David Zalik. But unlike some of his Silicon Valley competitors, Zalik’s genius is the real deal. GreenSky is now estimated to be worth upwards of $10 billion, and the company continues to grow at breakneck speed.

Simple as possible

GreenSky has one of the greatest marks of sure genius: surprising simplicity. Zalik was able to create a company that does a transformative thing. But he was able to integrate it into the existing banking framework so seamlessly that it has been called the most frictionless lending platform in the world by a number of banking industry luminaries.

Zalik was able to find a number of transaction classes that benefit enormously from instantly approved loans, particularly in the retail sector. The main source of GreenSky Credit’s business has traditionally come from the home improvement sector where the company has been able to help grease the wheels on billions of dollars in transactions each year. Home improvement customers who were previously unable to complete expensive renovations due to liquidity shortfalls now have the option to complete those projects with instant loans from GreenSky Credit. And most of those loans are made on the spot, at the point of sale.

The company has now expanded to have its services pitched by more than 17,000 retailers across the nation. It has expanded into other industries as well, including some medical procedures, dentists and siding and roofing. All told, the company is doing more than $5 billion per year in new loans and hopes to be doing four times that amount by 2020.

All this comes at a moment when it has been rumored that the firm may be filing the early paperwork on an eventual initial public offering. Although Zalik is coy about the prospect, he says that his company has a completely mature business model and, at this point, is essentially a turnkey operation. GreenSky is definitely a company to watch over the next few years.

https://www.nasdaq.com/markets/ipos/company/greensky-inc-1052127-86689?tab=financials

The role played by Peter Briger in the growth of Fortress Investment Group

For over two decades, Peter Briger has had a successful career in finance and investments. Most of the people know Peter as a highly talented and capable leader, who will rest at nothing other than the best.

Early life and career

Peter Briger currently resides in San Francisco, CA. He went to Princeton University where he graduated with a Bachelors degree of Arts. After graduating from Princeton University, Peter went on to enroll at the prestigious Wharton School of business where he earned his MBA.

Before joining Fortress Investment Group, Peter worked with Goldman, Sachs & Co where he became a partner in 1996. During his time at Goldman Sachs, he served in various committees that include the Global Control and Compliance Committee, the Asian Management Committee, and the Japan Executive Committee. Peter proved to be an outstanding leader when he served as the co-head of various groups such as the Special Opportunities (ASIA) Fund LLC, Asian Real Estate Private Equity business, Fixed Income Principal Investment Group, the Asian Distressed Debt business, and Whole Loan Sales & Trading business.

Current role at Fortress Investment Group

Currently, Peter is a co-founder and principal of Fortress Investment Group, a New York-based alternative asset management firm. He joined the organization in 2002, and his main role includes overseeing the Fortress Credit business, a portfolio he created upon joining the company in 2002. Peter Briger manages a team of about 300 employees who focus on undervalued assets and liquid credit investments.

In 2009, Peter Briger was elected the co-chairman of Fortress Investment Group. Since then, he has played a crucial role in the growth of the firm’s real estate and credit portfolio. Some of his notable achievements include raising of $4.7 billion in financing for the Fortress Group in 2015.

Appearing in the Forbes billionaires list

In February 2007, Peter Briger appeared in the Forbes’ list of billionaires when Fortress Investment Group went public on the NYSE via an IPO. At this time, Peter held more than 66 million shares valued at over $2 billion. Currently, his net worth stands at about $2.3 billion ranking him on position 407 on the Forbes’ list of billionaires.

His LinkedIn Profile: https://www.linkedin.com/in/peterbriger

Guilherme Paulus: Investing In Brazils Tourism Industry

Guilherme Paulus is the founder of the CVC Viagens SA and the GJP Hotels and Resorts, which he established in 1972 and 2005, respectively. His net worth recently breached the $1 billion mark, and Forbes magazine recognized him as one of the newest billionaires on the planet.

His career in the tourism industry began when he was only a teenager. He wanted to become an entrepreneur, and because he is clueless about the things that an entrepreneur does, he decided to join the IBM family to become an intern. He learned a lot about the business, and four years later, he decided to establish his own company and applied what he learned at IBM. He lacked the funding to develop his company, so he looked out for help. A Brazilian politician expressed his will to become a business partner, and when all of the required documents have been completed, the CVC Brasil Operadora e Agencia de Viagens S.A. commenced its operations.

The company specializes in tour operator services, and the business had a great start. However, four years later, Guilherme Paulus was left to manage the company alone, as his business partner decided to leave the partnership. Guilherme Paulus exerted efforts to transform the company into one of the leading tour operator services in the Latin American region. To complement his tour operator services firm, he decided to establish a chain of hotels and resorts in 2005. He thought about building them near the airport so that the tourists coming from their flights could breeze into the hotel without the need to travel to the downtown area to look for a place to stay.

Guilherme Paulus also benefited from the recent international sporting events that were hosted by Brazil. The 2014 FIFA World Cup and the 2016 Rio de Janeiro Olympics resulted to a vast number of tourist influx, and it benefited the country’s tourism industry. In 2017, six million tourists visited the country, and it is expected to increase in the years to come because of the government’s efforts in promoting the Brazilian tourism industry.

Check more about Guilherme Paulus: http://forbes.uol.com.br/negocios/2015/12/como-o-bilionario-guilherme-paulus-pretende-se-tornar-o-maior-hoteleiro-do-brasil/

Ryan Seacreast: The Man Of Many Talents

From television to radio to fashion line to skincare to youth charities, Ryan Seacrest does it all. And he does it all so well. He is able to manage such a busy work schedule. Because of this he has garnered himself immense success in the media and entertainment businesses.

Ryan Seacrest went mainstream when he became the star host of American Idol. Since then, his work accomplishments have moved into radio and other television accomplishments. He has been a host on Live with Kelly and Ryan. He was the creator behind the award winning and famous show Keeping Up With The Kardashians. By being behind very many television shows, he has earned many awards. These awards highlight his contribution to television.

On Air With Ryan is he national syndicated radio show. The radio show is headquartered in Los Angeles, California. The radio show is ranked normal one as a morning drive time show in the Los Angeles area.

Ryan Seacrest is a style icon. He has a distinct charm in the way he carries himself and especially in his attire. Fans all over the world view his style and charm as iconic. Ryan being a businessman found a way to cash in on how his fans adores his iconic style. He created a menswear collection that embodies his effortless, business casual style. The collection ranges in many pieces and looks and is fitting for the ideal budget. Ryan did not stop there. He teamed up with an amazing skincare specialist to create the formulas that would be for his skincare line. Polishes is his skincare line with business partner Dr. Harold Lancer.
Ryan Seacrest is also a board member of an art museum and the Grammy Foundation. He chairs his own foundation called the Ryan Seacrest Foundation. This foundation brings his radio shows to pediatric hospitals all across the country. According to people.com, ten pediatric hospitals are syndicated with his radio show.

Luiz Carlos Trabuco Cappi Re-instills Bradesco Bank’s Success

Bradesco Bank’s procurement of HSBC led it back to its prominent status as one of the leading financial institutions in Brazil.

On March 2009, Luiz Carlos Trabuco Cappi has just been appointed as the President of Bradesco Bank. It was also at that time when Bradesco lost its lead in the market due to the merger of Unibanco and Banco Itau. Being the sensible man that he is, Luiz Carlos Trabuco Cappi did not prioritize the bank’s ranking in comparison to the other big banks in Brazil. According to him being in the lead is not the primary goal of the institution but doing the best job they can for the communities they serve is their utmost priority.

With the support and consent of the then Chairman of the Board, Lazaro Brandao, he initiated the move to purchase HSBC Brasil in the amount of $5.2 billion (US dollars), which was one of the biggest transaction in Brazil’s industry at that time. After the acquisition has been finalized, Luiz Carlos Trabuco Cappi strategically made the move to put Bradesco Bank ahead in the private sector of the country’s. banking industry. With HSBC Brasil under its wing Bradesco Bank gained three times its previous market share in terms of total funds invested, number of account holders, and branch network, which outmatched its rival Itau Unibanco. Bradesco’s loans granted, deposits, and assets likewise closely tallies with said competitor.

Read more: Octavio De Lazari Junior será sucessor de Luiz Carlos Trabuco Cappi no Bradesco


Luiz Carlos Trabuco Cappi said that with HSBC, Bradesco was able to attain an equivalent of six years in terms of growth. He disclosed that the funds needed at the time when purchased for HSBC Brasil was underway have not still been officially approved by the supervising agencies. The forecast then was that Bradesco will be given the go signal by the early part of 2016. But since he was able to make things work out in 2015, Luiz Carlos Trabuco Cappi was recognized by Money as the Entrepreneur of the Year in the Finance.

Luiz Carlos Trabuco Cappi was born in 1951 in Marilia, Brazil. He finished his studies at Sao Paolo’s Faculty of Philosophy, Science and Letters. He started his career at Bradesco Bank in 1969. Like most employees in any organization, he started from the rank of a teller and worked his way up from there. And in 2003 he was appointed as the President of the Bradesco Seguros Group which he held until 2009 before taking on the position of President of Bradesco Bank. His work and supervision of the Bradesco Seguros Group has and have provided approximately 30% of the profit Bradesco has up to the present.

Not long after he was appointed as Bradesco Bank’s President, Luiz Carlos Trabuco Cappi formed a corporate university, and likewise commenced to search the appropriate ways on how the group of leadership within the organization could be renewed by speaking with all the bank’s executives from various levels. This paved way for granting decision-making autonomy to the bank’s executives who are promoted as branch managers or executive heads.

In light of all the work and support he gives Bradesco, Luiz Carlos Trabuco Cappi was the best choice to succeed Lazaro Brandao.

Learn more about Luiz Carlos Trabuco Cappi: https://oglobo.globo.com/economia/bradesco-anuncia-novo-presidente-octavio-de-lazari-junior-vai-substituir-luiz-carlos-trabuco-cappi-22365414#ixzz56wDld69g

Jose Auriemo Neto’s Success in the Real Estate Industry

Jose Auriemo Neto is a business investor whose area of specialization is in the real estate. He is the CEO of JSHF Participacoes SA where he also serves as the chair of the board of directors. The JHSF Company focuses on real estate where in its portfolio include the hotel and restaurant industry, shopping malls, commercial and residential properties, and an executive airport. The company was founded in 1972 by Fabio and Roberto Jose Auriemo  Neto in Sao Paulo, Brazil where it was first known as JHS. Nonetheless, it was branded to JHSF Participacoes after it was split in 1990 by the two business partners.

Jose Auriemo Neto’s Impact on the JHSF Company

Jose Auriemo Neto joined JHSF Company in 1993 where he immediately established a services department. Again, in 1998 Mr. Neto founded the shopping center department after he was awarded the rights to build the first mall in the company’s portfolio which was known as Shopping Metro Santa Cruz. The company later developed other prestigious shopping centers such as Cidade Jardim Shopping Mall, Ponta Negra, and Bela Vista among others. Further, Jose Auriemo Neto was later named the CEO in 2003 and executive chairman of the company in 2011 respectively.

Under Jose Auriemo Neto, the JHSF Company has expanded to have its presence in various cities in Brazil such as the Sao Paulo, Manaus, and Salvador. What’s more, the business has also gone beyond the country to establish properties in other countries which include the United States and Uruguay. In fact, Mr. Neto has on several occasions moved his family so as to oversee all specifications of the developments were met. In addition, Jose Auriemo Neto is a graduate of the Fundacao Armando Alvares Penteado from where he pursued Business Administration and to know more

Tony Petrello Helps Those Out In Houston And Surrounding Communities Through Philanthropic Means

While returning to Houston, Texas, Tommy Tune was met by Tony Petrello and his wife Cynthia. The Petrello family hosted a get together with 50 guests to greet Tommy. He was in town to put on a concert for his fans that were unable to reach New York City in order to see a production featuring Tommy Tune. Tommy grew up in Houston and graduated from the Lamar High School. He then took dance lessons from Patrick Swayze’s mother, Patsy. Upon completing the lessons, Tommy moved to NYC to head out on Broadway.

Anthony Petrello and his wife, they provide a number of services to charities of all sorts. They believe in giving back to their communities and one particular community they help with is the children’s hospital. They help the hospital out because of the difficulties of their daughters birth at 24 weeks. She weighed 20 ounces at birth and was in the NICU for a while because of the birth and the periventricular leukomalacia. This is actually a common problem that occurs in infants who are born prematurely.

When Hurricane Harvey made landfall in Texas, it devastated a large number of people who suffered a loss of some kind during the hurricane. While the employees were scattered because of the hurricane, they were ordered to spend time away from their jobs in order to help themselves and their families. Since they were ordered to take time off, they received paid time off. CEO Tony made sure to send the workers across the Gulf Coast in order to help them with their ability to get back on their feet.

It was also Tony Petrello who decided to match the contributions raised which allowed for him to match $173,000 before he matched the amount. Nabors Industries had also used their on-site kitchen in order to help with recovery efforts by helping to provide large amounts of food three times a day for local families.

Tony Petrello went to Yale University with a full scholarship and studied economics before he decided to switch gears and transfer his studies to Harvard Law School. He then opted to start studying in human sciences. While he was studying at Yale, Tony Petrello made friends with a well established mathematician. Because of this friendship, he went on to support his friend by making a large donation to Yale in the recent death of his friend in recent months.

Read more: Mathematics, Law, Business, and Charity: The Unique American Dream of Tony Petrello

The Changes In The Leadership Of Banco Bradesco And The New Role Of Luiz Carlos Trabuco Cappi

Banco Bradesco SA is one of the leading banks of Brazil with many decades of highest quality services and innovative solutions. The banking firm recently saw a number of changes in its management. First of all, its CEO, Luiz Carlos Trabuco Cappi, has been elected as the Chairman of the bank in October 2017 considering the step down of the outgoing Chairman, Lazaro de Mello Brandao.

Interestingly, Trabuco holds both the roles of CEO and Chairman until the new CEO takes charge in March 2018. It is considered as a major change in Bradesco as Brandao was serving as the Chairman of the bank for the past 25 years.

Bradesco started its search for the new leader of the firm, and the rumors are surrounding over the seven vice presidents of the bank. The bank follows a tradition of hiring people internally for the top post, and the analysts do not see a change in the trend this time. The well-known Sao Paulo newspaper, O Estado de, concludes that the top seat is an absolute fit for Mauricio Minas. As a vice president with the responsibility of technology, he led a technological revolution inside the organization. Minas was also closely associated with the digital banking drive of the firm, and he helped the bank in the integration of HSBC.

However, the other vice presidents of the bank also have their chances to fit into the post. Domingos Figueiredo de Abreu has played an excellent role and took the responsibilities of credit and treasury. Alexandre da Silva Glüher played a key role in the HSBC integration as the director of investor relations. While coming to Marcelo de Araújo Noronha, he was a decisive force in investment banking and cards. Josué Augusto Pancini took care of Prime and the whole service network while being one of the longest-serving VPs of the bank.

Read more on g1.globo.com

André Rodrigues Cano was responsible for the Human Resources, and Octavio of Lazari Junior led the insurance division – Bradesco Seguros – of the firm. While coming to other major changes, Luiz Carlos Trabuco Cappi confirmed that the next CEO would not be part of the Board of Bradesco. He added that the decision would make the best profile for the organization’s professionalism. Trabuco also pointed out the key challenge of the upcoming CEO of the firm – the digital literacy. He revealed that out of its 27 million customers, 14 million are already doing digital transactions and bringing others to the digital spectrum is a high-priority job.

Luiz Carlos Trabuco Cappi has almost five decades of experience in the banking industry, especially collaborating with Bradesco. He began his career journey as a clerk at Bradesco in 1969. His professionalism and hard work helped him to grow in the organization in a quick span of time. Trabuco served many leadership roles in the banking firm such as Department Director, Vice President, Managing Director, Executive Vice President, and more. He was elected as the Chief Executive of the company in the year 2009.

The later years saw intensive acquisition and integration of services to bring innovative banking solutions to more people. Trabuco was also behind the digital banking initiatives of the firm and helped it to make a significant percentage of its customers queuing for digital transactions. He was also serving on the director board of the steel firm, ArcelorMittal Brasil. Trabuco was also the President of ANAPP and FENASAÚDE – associations for private pension and supplementary health. Trabuco secured his graduation in Philosophy from the renowned University of São Paulo. He also holds a post-graduation degree in Socio-Psychology from the University of São Paulo’s School of Politics and Sociology Foundation.

For more information about Luiz Carlos Trabuco Cappi, just click here.

Adam Milstein: Real Estate Investor

In the recent interview, when asked about the idea of the origination of the Hager Pacific Properties, Adam said that while in the campus, many people came recruiting people for various jobs but did not appreciate his knowledge. That is why when he graduated, he decided to work as a Real Estate Commercial broker, something that he did for three years and went on to become an investor in the real estate industry.

Concerning his day plan, Mr. Adam said that when you are operating your own business, you do not know how your day looks like. As the business expands, there will be more activities. He added that his involvement in the philanthropy makes his daily work more satisfying.

In the way he actualizes his ideas, Adam retaliated that he pushes them till they become reality. He prefers to do his work personally.

When it comes to growing his business, Adam views that setting unspecified goals is good, because they used to limit his specific goals. He further explained that he is self-driven and does not listen to criticism from the people. In the industry of the real estate, Adam Milstein says that it takes a few years to make money.

In his experience as an entrepreneur, he holds that the biggest challenge that he has encountered is wanting to succeed big in a short period of time. Investing all you have in one venture with an aim of big returns. He advised that the way to succeed is to follow the long way.

Mr. Adam says that he has been influenced by people like David Hager who is his partner. He described him as smart, someone who employs psychology as well as a great thinker. He added that he has a sound knowledge of economic affairs and the outlook of the world in general.

He is the National Chairman as well as the co-founder of the Israel-American Council. He is also a Philanthropist and a community leader. Additionally, he serves on several boards including Hasbara Fellowship, Jewish Funders Network. Together with his wife, he is the co-founder of SifriyatPijamaB’America, an organization that deals with book donation.

Twitter: https://twitter.com/adammilstein

Logan Stout – Entrepreneur and Buisnessman

Logan Stout is the CEO and Founder of IDLife. His success and drive for positive business structures have led him to an established author and leader. He is experienced in training others who have an interest or want to become business owners. He helps them learn about how to manage their business better in addition to taking certain actions that will be beneficial to business. He established IDLife in 2014, which is a health improvement company dedicating to helping individuals with their fitness goals. Stout has managed to take IDLife to the top 100 Solid MLM Companies across the nation in a short amount of time. They advance in selling nutritional supplements and organic formulas suitable for all individuals. Although Stout has a passion for business structures and managing IDLife, he loves to have the opportunity to help others. He has been in the shoes of many people, and realizes that people may have some great business ideas but aren’t quite sure how to get started. He works with many people to encourage their leadership skills and ideas so they can get the business running efficiently. His years of expertise and careful business ideas have blossomed into a partnership with several speakers and authors who share the same vision and skills.

Logan Stout has shown his expertise as an entrepreneur in many ways. In addition to his passion for running his business and helping others, he has a passion for baseball. In showing his love for the game, he established a development in contribution to the Dallas Patriots. It became one of the biggest baseball organizations in the world. He was inspired by young people and wanted to help them build their skills of development. He realizes some people need extra encouragement and he wants to be able to help them achieve their goals and get the emotional support that they may not be getting elsewhere.

Logan Stout’s successful businesses and drive to help out the communities have led Stout to be a great mentor for many. One of his main goals in life is to show people that they can gain their best attributes by paying attention to their very own health. He strives to focus his energy on the connection between the mind, body, and soul. That’s how IDLife evolved into a successful nutritional business. Stout is a devoted family man who is very grateful for God and his team of supporters.

Logan Stout info: www.crunchbase.com/organization/idlife